Spendless's Personal Finance Blog

Easy Money

jfj1676@yahoo.com ($pendLe$$) — Sun, 19 Nov 2006 05:35:52 PST

By entering a certain Dept store (Bealls) by a certain time (first 200 shoppers after 8:00am Sat)my wife and I received one $5 and one $10 off coupon. Since we bought (on sale) Christmas gifts on our list and then saved $15, I was pleased with the effort. We also got free gift wrapping...

and Now You Know

jfj1676@yahoo.com ($pendLe$$) — Sat, 18 Nov 2006 08:04:05 PST

0) My blog name is Spendless. NOT to be confused with Stressless (which I often get confused when I see said entries and I can't recall writing them because I didn't......whatever?)

1) I was born and raised in Memphis (20 plus years) and never once visited Graceland...and probably...

Sold my extra Truck

jfj1676@yahoo.com ($pendLe$$) — Sun, 05 Nov 2006 12:27:54 PST

I sold my extra truck to my FIL. I did not have to invest any money into selling the truck, and he got a good deal too. So we both came out OK.

Probably could have gotten more $$ if I had sold online, but I was also spending money on insuring a vehicle that I was not even driving....

Good BBQ Dinner

jfj1676@yahoo.com ($pendLe$$) — Mon, 04 Sep 2006 16:23:27 PST

Had a BOGO free pork dinner coupon that I used today. The food was great. So myself, my wife, and my daughter were able to eat a delicious BBQ pork meal for the price of one!

I prefer pork over beef...although both are great. Enjoyed the meal greatly.

Proud as a Peacock

jfj1676@yahoo.com ($pendLe$$) — Mon, 04 Sep 2006 04:59:11 PST

I recently purchased two used vehicles....one for my daughter to drive to college and a second car for me. A friend at work had inherited two cars from his dad's estate, and I was able to make a very frugal purchase (one of them).

I am proud of my online research and ultimate...

Just Ask

jfj1676@yahoo.com ($pendLe$$) — Sat, 05 Aug 2006 09:10:38 PST

Back in July I missed a payment by a day or two (during the July 4th weekend. It ended up costing me $39.00 late fee....YIKES!

I was really mad at myself first because I'm never late....and then secondly, mad about the idea of being charged $39.00 for a day or two late payment.

At...

Repair or Buy New

jfj1676@yahoo.com ($pendLe$$) — Thu, 27 Jul 2006 16:40:39 PST

Finally made the decision to have my electric dryer repaired instead of buying a new dryer. (drum would no longer turn)

I wasn't sure which way to go sense the dryer was several years old and it was basically dead.

I decided that since there are so few parts to replace on a dryer...

Yabba Dabba Doo

jfj1676@yahoo.com ($pendLe$$) — Sun, 18 Jun 2006 11:51:39 PST

My wife and daughters got me a new laptop for Father's Day!
Certainly a surprise for me. I am the type guy (like many others) who is content with a card on Father's day.

Also,following up on a previous post...my wife did accept a new position which will allow her to change fulltime...

Enjoyable Weekend

jfj1676@yahoo.com ($pendLe$$) — Sun, 11 Jun 2006 17:42:12 PST

I got to spend some relaxing time with my wife at the beach and later in the pool.

I got caught up on some needed yardwork, including fertilizer for the yard. It is supposed to rain tonight....yeah.

My daughter (home from college) starts a summer job at Target this week. I...

Blog Envy !

jfj1676@yahoo.com ($pendLe$$) — Sun, 11 Jun 2006 10:01:21 PST

I've been negligent in posting to my blog. So many of you are much more disciplined in this regard.

I am, however, reading them daily. I am watching closely.....and learning from each of you. So, thanks for your dedication. We all benefit....even the lurkers!

YEEOOW!

jfj1676@yahoo.com ($pendLe$$) — Fri, 09 Jun 2006 16:11:46 PST

Feel like I am on a runaway train.

Extra charge on phone bill (one-time charge to set-up online billpay).

Extra high water bill (we had out of town company in May....extra laundry and showers).

Extra high electric bill (clothes dryer and hot water....see above).

Truck...

Olive Garden To Go

jfj1676@yahoo.com ($pendLe$$) — Sun, 14 May 2006 11:00:48 PST

After church service, while leaving the parking lot we called in our order at Olive Garden. We used a $25 gift card and for an extra $5.77 we purchased enough to feed five adults (dividing entrees, salads, soup, and bread).

I arrived at the "packed" O.G. parking lot, pulled up...

Le$$ons Learned

jfj1676@yahoo.com ($pendLe$$) — Sat, 13 May 2006 15:12:57 PST

Earlier in the calendar year, I had to call a plumber to fix a leaking shower faucet. It killed me to part with the money, but I could not for the life of me figure out how to remove the existing faucet/fixture without damaging the plumbing.

I asked permission to watch the "expert"...

Welcome to New Bloggers

jfj1676@yahoo.com ($pendLe$$) — Sun, 07 May 2006 18:55:50 PST

Great to see the new bloggers that have joined recently.

It's always easier to travel your finacial journey with a friend(s).

Looking forward to learning from each of you. Always fun to read of others successes and trials and errors.

Welcome one and all.

Yard Work/Lawn Service

jfj1676@yahoo.com ($pendLe$$) — Mon, 01 May 2006 08:05:08 PST

Working around the yard to eradicate weeds. Geez...seems hopeless.

I waited too long to use pre-emergent weed killer. Pulling by hand, and spot treating where possible.

Hope that fertilizer will make the "good" grass spread and choke out many of the "unwanteds".

I was visited...

Sick Auto

jfj1676@yahoo.com ($pendLe$$) — Mon, 01 May 2006 07:53:49 PST

I spent $330 on my daughter's automobile on Friday. Her air conditioning was out and the fuel ejection system was leaking (a safety hazard), so repairs were necessary. Good thing that the emergency fund was plenished. No CC necessary...and that's a good feeling.

I also used a...

Slow Going (Weight Loss)

jfj1676@yahoo.com ($pendLe$$) — Sun, 23 Apr 2006 12:05:19 PST

I lost another pound towards my Weight Loss Goal. I can't remember it being so hard to lose weight. Use to be that I could drop a few lbs just by thinking about it.

I guess those days are gone. I still haven't sacrificed much yet, so I guess I should be happy that I'm losing at...

Paid In Full

jfj1676@yahoo.com ($pendLe$$) — Sat, 22 Apr 2006 14:33:43 PST

I received a bonus in my payckeck which will allow me to pay off one of my CC in full.

This will eliminate approximately 1/3 of my credit card debt.

Feels good to pay down my debt!!

BOGO groceries

jfj1676@yahoo.com ($pendLe$$) — Fri, 21 Apr 2006 13:11:53 PST

Had to make a dash into the grocery store to buy some chicken breasts and a few side items for a family cookout. I was surprised to find that the chicken I needed was BOGO free. Since I was already buying the item and I got another free, I'll consider it as a savings.

Mad dashes...

Weight Loss Goal (Sun April 9)

jfj1676@yahoo.com ($pendLe$$) — Sun, 09 Apr 2006 15:58:04 PST

I lost 1 lb this week towards my goal.
To date, I have lost 6 lbs.

Start @ 193 lbs.
Goal @ 173 lbs.

Current @ 187 lbs.

Slow progress....but progress.