I created a virtual money jar using excel spread sheet. I enter amounts saved, found, not spent on a daily basis.
Any daily savings will be recorded into this location, and on a weekly basis I will move the comparable amount of "real" money from my checking account to make payments on my CC balance.
Since I have online access to my CC and can schedule online payments, I will make extra payments from my virtual money jar weekly totals.
This will keep me "actively" pursuing my goal to retire CC debt by end of 2006.
Today's VMJ total was $3.75.
Created Virtual Money Jar
March 6th, 2006 at 11:25 pm
March 6th, 2006 at 11:28 pm 1141687711
Hope it works well for you.
March 7th, 2006 at 05:09 am 1141708149