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Paid In Full

April 22nd, 2006 at 10:33 pm

I received a bonus in my payckeck which will allow me to pay off one of my CC in full.

This will eliminate approximately 1/3 of my credit card debt.

Feels good to pay down my debt!!

Added to $$ VMJ (Mon - Tues)

March 29th, 2006 at 12:12 am

Monies saved from weight loss goal were added to my VMJ (virtual money jar).

Monday
Saved $4.88 for lunch and skipped snack.

Tuesday
Saved $1.90 for lunch and skipped snack.

Combined total = $6.78 to go into VMJ to go towards payoff of CC balance.

Added to VMJ (Thurs - Fri)

March 25th, 2006 at 09:17 pm

Monies saved from weight loss goal were added to my VMJ (virtual money jar).

Thurs:
Stressful day at work resulted in my eating a larger lunch plus an afternoon snack. Booooo! Waaahhh!
Fri:
Combined savings of $4.50 over two days Thurs and Fri. Skipped that Snicker c-bar today...typed while thumping chest...YEAH.

Added to VMJ (Mon - Wed)

March 22nd, 2006 at 10:58 pm

Monies saved from weight loss goal were added to my VMJ (virtual money jar).
Monday
Stayed home from work today. Saved $6.00 for breakfast, lunch and snacks.

Tuesday
Saved .85 for breakfast.
Saved 1.50 for lunch and .90 cents for afternoon snacks. Ttl = $3.25

Wednesday
Saved .85 for breakfast, Saved 2.00 for lunch; Saved .90 for afternoon snacks. Ttl =3.75

Mon thru Wed total = $13.00

Contributed to VMJ (Fri)

March 18th, 2006 at 12:55 am

Monies saved from weight loss goal were added to my VMJ (virtual money jar).
Thursday's total = $2.65 savings
Fri total = $3.90

cumulative $6.55 to VMJ to go towards CC debt.

Mon thru Fri total VMJ contributions = $29.35

Contributed to VMJ

March 14th, 2006 at 07:54 pm

Monies saved from weight loss goal were added to my VMJ (virtual money jar).
Monday's total = $3.95 savings
Tues total = $5.80

cumulative $9.75 to VMJ to go towards CC debt.

Weekly Summary (Sun)

March 13th, 2006 at 12:14 am

I lost 3 lbs this week towards my weight loss goal.

Monies saved from weight loss goal was added to my Virtual Money Jar (VMJ) for a cumulative total this week of $18.50.
I have scheduled an out-of-cycle CC payment of $18.50 against my highest balance for tomorrow.

Did my income tax this weekend and should receive a $532 payment from the IRS within the next 10 days. I requested direct deposit into a savings account earmarked for (summer college tuition) for my daughter(s) summer classes. Summer classes are not covered by scholarship, so the $$ will help avoid additional CC debt for education expenses.

Overall, I am satisfied with this week's progress.

Contributed to VMJ (Fri)

March 10th, 2006 at 09:11 pm

Monies saved from weight loss goal was added to my Virtual Money Jar (VMJ).

Fri savings of $2.60 added to previous weekly total of $15.90 = $18.50

Contributed to VMJ (Thur)

March 9th, 2006 at 11:13 pm

Monies saved from weight loss goal was added to my Virtual Money Jar (VMJ).

Thur savings of $3.00 added to previous weekly total of $12.90 = $15.90

Contributed to VMJ

March 8th, 2006 at 11:31 pm

Monies saved from weight loss goal was deposited into Virtual Money Jar (VMJ).

Today's contribution of $3.20 added to this week's running total = $12.90 VMJ total.

Contributed to VMJ

March 7th, 2006 at 11:06 pm

Monies saved from weight loss goal was deposited into Virtual Money Jar (VMJ).

Today's contribution $5.95 added to Monday's $3.75 = $9.70 VMJ total.

Created Virtual Money Jar

March 6th, 2006 at 11:25 pm

I created a virtual money jar using excel spread sheet. I enter amounts saved, found, not spent on a daily basis.

Any daily savings will be recorded into this location, and on a weekly basis I will move the comparable amount of "real" money from my checking account to make payments on my CC balance.

Since I have online access to my CC and can schedule online payments, I will make extra payments from my virtual money jar weekly totals.

This will keep me "actively" pursuing my goal to retire CC debt by end of 2006.

Today's VMJ total was $3.75.

Starting NOW: Sun Mar 5, 2006

March 5th, 2006 at 09:16 pm

I have three active CC's with a combined balance total of $3352.

My goal is to pay off the Total balance by Dec 2006, or earlier.

Today, paid an extra $100.00 to the highest CC balance / APR.