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Sold my extra Truck

November 5th, 2006 at 12:27 pm

I sold my extra truck to my FIL. I did not have to invest any money into selling the truck, and he got a good deal too. So we both came out OK.

Probably could have gotten more $$ if I had sold online, but I was also spending money on insuring a vehicle that I was not even driving. And now, the driveway has an extra parking space in it.

Good BBQ Dinner

September 4th, 2006 at 04:23 pm

Had a BOGO free pork dinner coupon that I used today. The food was great. So myself, my wife, and my daughter were able to eat a delicious BBQ pork meal for the price of one!

I prefer pork over beef...although both are great. Enjoyed the meal greatly.

Proud as a Peacock

September 4th, 2006 at 04:59 am

I recently purchased two used vehicles....one for my daughter to drive to college and a second car for me. A friend at work had inherited two cars from his dad's estate, and I was able to make a very frugal purchase (one of them).

I am proud of my online research and ultimate purchase for my daughter as well. Many times in the past, I was not as thorough or patient in my research and I usually made poor financial decisions.

Not thrilled about a new car note (paid for mine in full)....but overall, a good experience in car buying. Not my favorite pass-time...so I'm glad it is behind me for several more years.

Just Ask

August 5th, 2006 at 09:10 am

Back in July I missed a payment by a day or two (during the July 4th weekend. It ended up costing me $39.00 late fee....YIKES!

I was really mad at myself first because I'm never late....and then secondly, mad about the idea of being charged $39.00 for a day or two late payment.

At any rate.....I wrote an email to the CC website customer service asking if they would consider removing the late fee since it occurred on a holiday weekend. I did not whine and snot about it, simply stated the facts.

To my pleasant surprise, they removed the $39.00 late fee. So the moral of this story is....just ask.

Repair or Buy New

July 27th, 2006 at 04:40 pm

Finally made the decision to have my electric dryer repaired instead of buying a new dryer. (drum would no longer turn)

I wasn't sure which way to go sense the dryer was several years old and it was basically dead.

I decided that since there are so few parts to replace on a dryer versus on a washer....that I would spend less than 1/2 what I'd spend on a new dryer and have a new motor, bearings, gaskets and pay for clean out of the vent/exhaust of years of lint.

Certainly drys so much better/faster and is much quieter.

Will have to see how long it will last to see if my Return On Investment (ROI) will be realized.

Yabba Dabba Doo

June 18th, 2006 at 11:51 am

My wife and daughters got me a new laptop for Father's Day!
Certainly a surprise for me. I am the type guy (like many others) who is content with a card on Father's day.

Also,following up on a previous post...my wife did accept a new position which will allow her to change fulltime employment to a better paying and less demanding job.


June 9th, 2006 at 04:11 pm

Feel like I am on a runaway train.

Extra charge on phone bill (one-time charge to set-up online billpay).

Extra high water bill (we had out of town company in May....extra laundry and showers).

Extra high electric bill (clothes dryer and hot water....see above).

Truck repairs in May.

Graduation gifts in May.


Olive Garden To Go

May 14th, 2006 at 11:00 am

After church service, while leaving the parking lot we called in our order at Olive Garden. We used a $25 gift card and for an extra $5.77 we purchased enough to feed five adults (dividing entrees, salads, soup, and bread).

I arrived at the "packed" O.G. parking lot, pulled up to the front door take out reserved parking spot, went inside and was out in under five minutes.

I saved much moola (did not buy beverages), no tip required since their was no server, and saved at least an hour of time at the restuarant.

We returned home in about 12 minutes and spent a relaxing meal with family around the dinner table.

Consider take out......in and out in a Flash!

Le$$ons Learned

May 13th, 2006 at 03:12 pm

Earlier in the calendar year, I had to call a plumber to fix a leaking shower faucet. It killed me to part with the money, but I could not for the life of me figure out how to remove the existing faucet/fixture without damaging the plumbing.

I asked permission to watch the "expert" while he did the repair so that any future repairs would be DIY. He agreed, and gave me some pointers and sure enough I was able to fix the 2nd shower on my own.

I saved on a plumber's house call and the mark-up on parts. It went real well for a first timer. NOT usually the case for me.
No extra parts, no exra holes in the wall, and no leaking faucet!

Yard Work/Lawn Service

May 1st, 2006 at 08:05 am

Working around the yard to eradicate weeds. Geez...seems hopeless.

I waited too long to use pre-emergent weed killer. Pulling by hand, and spot treating where possible.

Hope that fertilizer will make the "good" grass spread and choke out many of the "unwanteds".

I was visited by a lawn care service a few weeks ago, and I almost gave in to the service, but I decided to give it a try on my own. At least until the summer heat becomes unbearable...I'll do the work myself. I need the exercise and enjoy working in the yard.

Sick Auto

May 1st, 2006 at 07:53 am

I spent $330 on my daughter's automobile on Friday. Her air conditioning was out and the fuel ejection system was leaking (a safety hazard), so repairs were necessary. Good thing that the emergency fund was plenished. No CC necessary...and that's a good feeling.

I also used a mechanic friend who was between jobs and looking for extra income. We both benefitted from the exchange.

$30 Rebate

April 8th, 2006 at 11:03 am

I received a $30.00 rebate for my computer printer. It took several weeks, but it finally came. I was afraid I missed some of the details of the rebate.

I did this rebate myself (usually my more experienced wife does the rebates).

Three cheers for rebates!

Automatic Mortgage Payment

March 28th, 2006 at 03:41 pm

I signed up with BOA who owns my motgage, to have automatic online payments drafted from my checking account each month.

The drafts will occur on a scheduled day of the month (my choice). There is not necessarily a financial savings other than saving monthly postage, but it eliminates the chance of forgetting to mail in my payment.

This is my first time to utilize this payment method so I'll see how it works for a few months. Obviously, I must be disciplined to have the necessary $$ in my account by draft date.

My wife is a little nervous about this choice....time will tell.